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Focused preparation. Meaningful results.

Results measured by their impact on clients’ lives.

Megan Cummings has secured millions of dollars in recoveries and settlements for injured Floridians. She has achieved meaningful results even when fault was disputed, prior conditions were blamed, or insurers refused to recognize the full loss.

Selected outcomes

Real cases. Carefully developed results.

These examples show how focused investigation, expert support, and trial-ready preparation can overcome difficult defenses.

Policy Limits Settlement

Spinal Injuries Initially Minimized

$1,000,000

The insurer argued that age related conditions, rather than the rear end collision, caused the client’s spinal injuries and need for two surgeries. Megan developed the medical evidence connecting the injuries to the crash and secured the full $1 million policy limits.

Bicycle Accident

Disputed Fault in a Bicycle Crash

$975,000

The defense disputed fault after a bicyclist was struck while crossing a business exit and also relied on the client’s prior injuries. Expert support and careful preparation established the claim and produced a $975,000 resolution.

Policy Limits Tender

Minimal Impact Defense Overcome

$500,000

The defense described the collision as a “minimal impact” event and claimed the client was not genuinely injured. The injury evidence overcame those arguments and resulted in a tender of the full $500,000 policy limits.

Premises Liability Settlement

Unsafe Mall Bench Exposed

$465,000

The defense blamed the child’s parents after a mall bench tipped over and caused facial fractures, and it initially offered nothing. Litigation exposed the dangerous condition and produced a $465,000 settlement.

Moped Accident

Disputed Brain Injury

$350,000

The defense attacked the client’s lack of helmet use and disputed the brain injury after a vehicle struck his moped. Megan connected the brain injury to the crash and secured a $350,000 recovery.

Policy Limits Tender

Disputed Fault and Prior Injury

$300,000

The defense argued that the client caused the collision and that his neck injury came from an accident ten years earlier. The liability and medical evidence overcame both arguments and resulted in a tender of the full $300,000 policy limits.

Policy Limits Tender

Prior Surgical Recommendation

$250,000

The defense relied on the fact that neck surgery had been recommended two years before the minor rear end collision. The evidence established the collision’s impact on the client’s condition and resulted in a tender of the full $250,000 policy limits.

Past results do not guarantee or predict a similar result. Every case depends on its individual facts and circumstances. Amounts and descriptions are presented as published by Magnolia Shield Law.

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